Is Secrets AI Free? What the $0 Plan Actually Gets You

The short answer

Yes. Secrets AI has a free tier and it does not expire. You sign up, you get 20 text messages a day, and you can talk to any companion in the standard library.

That is the whole free plan. No image generation. No video. No group chats. No personas. No Time Travel. No Lorebooks. No premium memory. And no Moments, which is the currency that pays for every picture and every minute of voice. You cannot even buy Moments on the free tier.

So the honest version is this: free means daily text chat with a character who will not remember much. Everything that makes the app interesting sits behind $19.99 a month. If you want the full breakdown of the product itself, our Secrets AI review covers it. This page is only about the money.

What the free tier includes

Here is the list, without the marketing trim.

• 20 messages per day. Each one is capped at 500 characters. The cap is tied to your device, per the official plan data.
• Basic memory. Not premium memory. One third-party page estimates basic memory holds for about 2-3 exchanges, but that is a reviewer's guess, not a published limit.
• The standard character library. Free accounts can talk to all AI companions, according to the official plan list.
• One custom character. Your first custom character is free on any plan. A second one costs 500 Moments, which you cannot have on free.
• Standard chat modes. Free replies run on the S3 and X-3 models.

On library size, the numbers disagree. One pricing guide claims over 100 pre-built fantasy scenarios. Other reviews count about 94 ready-made characters. Either way it is a decent shelf to browse, and it is the same shelf paying users see.

What the free tier blocks

This is the part that decides whether free is enough for you.

• Images and video. Off entirely. No exceptions.
• Moments. Free accounts get none, and there is no way to buy them without a subscription.
• Voice calls. They appear in the interface, but they cost 50 Moments per minute. With zero Moments, they are decoration.
• Premium memory and Lorebooks. Both are Premium-only.
• Time Travel, group chats, personas. Time Travel starts at Premium. Group chats with 2-3 companions and personas are Ultimate only.
• Longer messages. Free is stuck at 500 characters. Premium allows up to 1,000.

The jump from free to $19.99 is the steepest part of this pricing page. There is no $5 or $10 step anymore.

The free trial question, and the 200 Moments

There is no time-limited Premium trial. Nothing to cancel, no seven-day clock. The free tier is permanent, and that is the only taste you get.

You will also see the number 200 floating around. Several third-party pricing pages say new accounts get 200 bonus Moments at signup, and the wiki quickstart mentions a one-time 200 Moments grant for new accounts. The official tiers page lists no Moment grant for free accounts. The homepage has shown a "200 Free Moments" banner in some versions and not others.

Treat 200 signup Moments as unconfirmed. The one bonus that is documented is smaller: a one-time 25 Moments for enabling push notifications. Twenty-five Moments buys half an image. That tells you what the free tier thinks of you.

No payment card is needed to sign up, according to third-party guides.

Premium and Ultimate, in numbers

There is no cheap tier. That matters, because older write-ups still describe one.

Feature	Free	Premium	Ultimate
Price	$0	$19.99/month or $109.99/year	$39.99/month or $319.99/year
Messages	20 per day	Unlimited	Unlimited
Monthly Moments	None; cannot buy	8,000	15,000
Image and video	No	Yes	Yes
Memory	Basic	Premium memory, Lorebooks	Ultimate memory, fullest Lorebooks
Group chats and personas	No	No	Yes

Premium also adds video generation, the S5 model, Time Travel and premium memory. Per the official tier list, premium memory gives roughly 4x access and +60% context. Ultimate adds the S4 model with Max thinking, ultimate memory, the fullest Lorebooks, group chats, personas, proactive messages and personality editing.

The retired prices you will still find

Some pages still advertise a Lite plan at $5.99/month with 1,000 Moments, and a Plus plan at $9.99/month. Both are retired. Memory continuity, which used to start at Plus, now starts at Premium. If you found this app through an older article promising a ten-dollar tier, that article is out of date.

Annual billing is where the value is

Monthly Premium is $19.99. Yearly Premium is $109.99, which works out to about $9.17 a month. Against twelve monthly payments of $19.99 ($239.88), that is roughly 54% off.

You can also buy in shorter blocks:

Plan	Billing	Effective monthly	Moments/month
Premium	$19.99 monthly	$19.99	8,000
Premium	$49.99 every 3 months	$16.66	8,000
Premium	$89.99 every 6 months	$15.00	8,000
Premium	$109.99 yearly	$9.17	8,000
Ultimate	$39.99 monthly	$39.99	15,000
Ultimate	$319.99 yearly	$26.67	15,000

One claim to correct: the "about 33% off" annual saving is true for Ultimate ($319.99 against $479.88 of monthly billing) and understates Premium. Premium's yearly discount is closer to 54%. If you see 33% quoted as a general figure, it was lifted from the Ultimate line.

How Moments actually get spent

Moments are the real meter. The subscription buys you a monthly allowance, and the allowance drains fast once you start generating.

Action	Moments per use
Image	50 (100 at 2K)
Adult video clip	600
Voice call per minute	50
Text-to-speech per 100 characters	10
Extra custom character	500

Do the arithmetic on Premium's 8,000 monthly Moments: about 160 standard images, or about 13 adult video clips. Adult clips run roughly 8 seconds. SFW clips can go up to 15 seconds and cost more. Video animates an existing companion image, so you are paying twice: once for the still, once for the motion.

Two rules save you money. First, plan Moments reset monthly and unused grants vanish, so there is no point rationing. Second, purchased top-ups do not expire, and failed generations are refunded automatically.

The cheapest way in

1. Use free for a week. Twenty messages a day is enough to learn whether the writing style suits you. Reviewers rate chat quality 4.4/5 and credit tone awareness that adjusts to conversation context, so judge that part before you pay.
2. Run a 20-message test. Pick one character, say something specific, then change the subject and come back later. If the companion forgets, you have found the free tier's real limit. Memory recall across sessions is not promised on free.
3. If you stay, buy yearly Premium. $109.99, about $9.17 monthly. That is roughly half the monthly rate and the only price point where this app competes with the field.
4. Skip Ultimate unless you want group chats. $39.99 monthly or $319.99 yearly buys more Moments and personas. Most people do not need it.

If the $19.99 step is what stopped you, our alternatives by reason for leaving sorts the field by complaint. And if memory is the feature you actually care about, OurDream AI vs Secrets AI puts the two side by side.

No app, so no app-store billing

Secrets AI has no native mobile or desktop app. It runs in the browser and is mobile responsive. You can install it as a PWA through Safari on iOS or Chrome on Android and desktop, and that version supports push notifications. The wiki is explicit: any Secrets app on the App Store or Google Play is unaffiliated. We covered the install route separately in the Secrets AI app guide.

One upside: no native app means no in-app purchases. You pay on the website, which keeps the price visible and the cancellation in one place.

Privacy, safety and the fine print

The company is Secret Labs Inc. The privacy policy says data is encrypted in transit and at rest, with AES-256 at rest. Voice audio is deleted right after transcription. Chat history and profile are deleted immediately on account deletion. Some guides say 30 days; the official policy is faster than that.

Now the caveats. Some pricing pages claim Private Mode uses end-to-end encryption, and the homepage has promised it too. The privacy policy describes only at-rest and in-transit encryption. Private Mode does not appear in the official policy. Assume the servers can read your chats, and that the policy allows your data to be used to improve their AI models.

On billing, statements show S LABS INC per Secret Labs' own pages. There is no official mention of Sun Clinical Laboratories billing, despite what some forum posts claim. Payments pass through PCI-DSS card processors.

Refunds are generally not offered, though EU and UK buyers have 14 days to withdraw. Crypto keeps your bank out of it, but crypto purchases are never refundable. Social login ties your companion to another profile, so a separate email address is cleaner.

And the obvious one: adult content is 18+ only. Secrets AI is also a separate product from Secret Desires, an unrelated companion app that shows up in the same searches.

Free alternatives with better free tiers

If $0 is the budget, Secrets AI is not the most generous option. These five all give you more for nothing, in different ways.

Platform	What $0 gets	Paid from
Nomi AI	Limited daily messages (users report about 50), one active Nomi	$15.99/month or $99.99/year
SpicyChat	Character library and creation, with ads and queue	$5.95/month
Janitor AI	Free roleplay on its own model, peak-hour queues	$12.99/month (Janitor+)
OurDream AI	Dreamcoin-based messages, one coin each, no free media	$9.99/month (annual)
Candy AI	5 messages total and one image	$3.99/month (annual)

Nomi gives you more messages and a reputation for memory. SpicyChat and Janitor are built for roleplay volume. Candy's free tier is a demo, not a plan: 5 messages total, one image. OurDream charges one Dreamcoin per message and gives no free media.

If you are weighing the two obvious rivals, Secrets AI vs Candy AI covers memory and privacy against pictures and a low sticker price. Short version: Candy is cheaper and prettier, Secrets remembers more and charges for it.

Bottom line

Free means daily text chat with any library character, no media, no calls and thin memory. It is a real free tier, not a trial, and it does not expire. It is also a demo of the paid product rather than a substitute for it.

Test with the 20 daily messages. If the writing holds up, annual Premium at about $9.17 a month is the best value on the page. If pictures and video are the point, start somewhere with a more generous free tier and come back when you know what you want to pay for. Pricing verified September 30, 2026.